Aditya Birla Health Insurance Activ Health Will Offer Up To 100% Return On Premiums – Check Features


The plan also offers coverage for mental illness counseling, unlimited homeopathic telemedicine, day care and more.

Aditya Birla Health Insurance Company announced an industry first initiative to reimburse up to 100% of health insurance premiums and other significant product offering upgrades. The policyholder is rewarded with a cash equivalent which can be used either for health-related expenses such as the purchase of medicines, the payment of diagnostic tests, day care, outpatient expenses (OPD) and alternative treatments (which are traditionally excluded), or above all can be used for future premium payment.

According to the insurer, the new version of its flagship product “Activ Health” will encourage the insured to adopt a healthy lifestyle. The Activ Health Policy is a feature-rich product that provides comprehensive health protection with numerous wellness benefits. According to company information, Aditya Birla Health Insurance is the only insurance company offering up to 100% return on premiums i.e.HealthReturnsTM, rewards and up to 100% reloading of the sum insured thanks to its improved version of the “ Activ Health ” policy.

The plan allows people to easily access the wellness ecosystem without exclusivity. As an extension of the holistic approach to health, the Activ Health plan also offers coverage for mental illness counseling, unlimited homeopathic telemedicine, day care, modern and advanced treatment methods, 1 day coverage. for chronic diseases; for all customers, and more.

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One can become their healthiest version by tracking their health, accessing their health insurance details and using health care services through the Activ Health app. Customers can also earn their HealthReturnsTM by working with the workout videos available through the Activ Health app.

Main characteristics

  • India’s premier health insurance plan rewarding consumers up to 100% of their health insurance premium as HealthReturnsTM – maximizing income by leading a healthy lifestyle.
  • Asia’s first health insurance plan offering mental illness counseling coverage.
  • Industry leading plan to cover unlimited homeopathic telemedicine.
  • For those who have a chronic illness or are developing (automatic upgrade at no additional cost) –
  • – Day 1 coverage for chronic diseases such as asthma, high blood pressure, high cholesterol and diabetes
  • – Get OPD benefits, medical consultations and expert advice to improve health status as part of the Chronic Disease Management Program
  • Double sum insured in 2 years without loss – earn a 50% bonus without loss for each year without loss – up to a maximum of 100% of the sum insured.
  • Access to an expert health coach for medical, nutritional, mental and fitness counseling, mental counseling, homeopathy teleconsultation sessions – this is a great advantage as it covers the medical, nutritional, homeopathy, etc. .
  • Hospitalization and home treatment costs will cover conditions such as chemotherapy, dengue, Covid-19 and more.
  • Coverage for modern and advanced treatment methods such as stem cell therapy, oral chemotherapy and more, post-hospital costs for physiotherapy, hospitalization for mental illness, treatment of obesity and consultations and investigations dental.
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Mayank Bathwal, CEO of Aditya Birla Health Insurance, says: “As a pioneer of the wellness ecosystem in health insurance and a facilitator of holistic healthcare choices, ABHI has consistently encouraged policyholders to stay active. and healthy and has made efforts to provide comprehensive care to its clients. We have designed the “Activ Health” policy to meet the evolving needs of customers and to promote a healthy and sustainable lifestyle. We are launching an industry-first initiative up to 100% HealthReturnsTM through our incentive-based health and wellness program as part of the Activ Health policy. Your Activ Health policy details can be easily viewed on the Activ Health app in addition to earning your HealthReturnsTM. This offer is more than just health insurance, it allows access to sustainable well-being practices while serving “health conscious” and “health conscious” who want to venture beyond “reactive care” ”.

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