How to maximize the ABOC Platinum Rewards card – TBEN


If you’re a rewards enthusiast, few things grab your attention faster than a no annual fee credit card like this one. The Amalgamated Bank of Chicago has partnered with Mastercard to offer you a credit card with multiple benefits: the ABOC Platinum Rewards Mastercard┬« credit card. You’ll want to take advantage of all the benefits of this card to get the most out of it.

Ways to Maximize Your ABOC Platinum Rewards Mastercard® credit card

Spend in bonus categories

When you make qualifying purchases in certain bonus categories, such as home improvement, health and wellness or travel expenses, you will earn 5 times the rewards on up to $ 1,500 worth of money. combined purchases each quarter.

Although the bonus categories change quarterly, you do not need to register to earn your bonus rewards – any bonus category purchase will count automatically. Just make sure to create an account online and watch out for category changes every three months.

This card is ideal for people who can take advantage of the bonus rewards categories. After all, earning 5 points per dollar on daily expenses is attractive. However, be aware that once you hit the spending limit of $ 1,500 in each category, your points earning rate drops to 1 point for every dollar spent.

Acquire unlimited reward points

Purchases that do not qualify for 5x rewards earn 1 point for every dollar spent, and there is no limit to the points you can earn.

Plus, you don’t have to worry about your points expiring. As long as you are currently the card holder, your points will not expire, so you can save them for a big reward if you want to.

Earn the signup bonus

Make sure you take advantage of the sign-up bonus: Get a $ 150 statement credit after spending $ 1,200 on purchases within the first 90 days of opening the account. Don’t miss out on easy credit, so plan your spending accordingly to meet the requirement.

Choose your rewards

You can redeem and combine your reward points through the ABOC Rewards portal for a variety of options, including:

  • Cash in the form of credit on statement.

  • Travel, including airline tickets, hotels, car rentals, cruises and more.

  • Merchandise purchased from the ABOC Get Extra Points website.

  • Gift cards from national retailers, restaurants and hotels.

You can also gift your points to other ABOC Rewards members.

Use the card protection benefits

This card comes with an extended warranty on items backed by an original manufacturer’s (or US brand) warranty; coverage may be provided for the cost of repairing or replacing the item. The card also includes 60-day price protection. This benefit could reimburse you for the price difference for an eligible product that you find available at a lower advertised price during that period.

As long as you hold the card, you can also enjoy the benefits of Mastercard’s identity theft protection and the Mastercard global service, providing 24-hour assistance around the world for reporting lost and stolen cards, emergency card replacement and emergency cash advances.

No foreign transaction fees

This card will be a worthy companion on your next international trip, saving you up to 3% per purchase in overseas transaction fees which are typically charged by other cards.

The bottom line

If you are looking to earn some high value travel rewards, or if you plan to use your rewards only for travel, this card may not be the right one for you. However, the ABOC Platinum Rewards Mastercard® credit card deserves your consideration if you purchase a no annual fee credit card with the ability to earn bonuses in common expense categories. These rotating categories can help you rack up points and potential rewards quickly.

How to Maximize Your Rewards

You want a travel credit card that prioritizes what’s important to you. Here are our choices for the best travel credit cards of 2021, including those that are best suited:



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