the Capital One VentureOne Rewards Credit Card offers flexible rewards, a $ 0 annual fee and no limit on the number of miles you can earn by making purchases. There are lesser known reasons why you should use Capital One VentureOne Rewards Credit Card card for daily purchases.
But first: the well-known reasons
Welcome bonus: Earn a bonus of 20,000 miles once you spend $ 500 on purchases within 3 months of account opening, or $ 200 on travel.
Unlimited rewards on purchases: Earn 1.25 unlimited miles per dollar on every purchase you make.
Redeem your miles for travel: Use your miles to pay for travel expenses worth 1 cent per mile.
A better deal for frugal consumers
You will earn valuable Capital One Miles without paying the $ 95 annual membership fee Capital One Venture Rewards Credit Card. Although the Capital One Venture Rewards Credit Card earns 2x miles and has a bigger welcome bonus, you have to spend over $ 12,000 each year to break even the annual fee. If you don’t plan to spend at least $ 1,000 per month on your card, the Capital One VentureOne Rewards Credit Card is a better rewards credit card for you.
Earn 5x unlimited miles on Uber Eats orders until January 31
Until January 31 Capital One VentureOne Rewards Credit Card cardholders will earn 5x miles per dollar on all Uber Eats orders.
90 days to earn miles to pay for travel purchases
A lot travel loyalty programs require that you have sufficient miles in your account when you want to make a reservation. But the Capital One VentureOne Rewards Credit Cardof Buy an eraser allows you to apply points to clear travel expenses up to 90 days after the purchase is posted to your account. This means that you have approximately three months from the date of your travel purchase to earn rewards for clearing it.
Several options to redeem miles
Capital One Miles aren’t just for travel purchases. You can redeem your miles for account credit, checks, gift cards, and purchases made through PayPal. Miles can also be used to book travel through the Capital One Travel Portal or miles can be transferred to airline and hotel partners.
Transfer of miles to airline and hotel partners
Transfer of Capital One miles to more than 10 loyalty programs including Air France, Emirates, JetBlue and hotels in the Accor Live Limitless program. You will receive between 500 and 750 miles / points for every 1,000 Capital One miles transferred, depending on the program.
No foreign transaction fees
When traveling abroad, it pays to have a credit card like the Capital One VentureOne Rewards Credit Card which does not charge foreign transaction fees. Some banks charge up to 3% when you make purchases in foreign countries. No overseas transaction fees of this card can save you substantial amounts of money if you charge a lot overseas.
Auto Rental Collision Damage Waiver
When you rent a car with your card and decline the rental agency’s collision coverage, you’ll be covered for any damage to your qualifying rental car due to a collision or theft. This insurance is secondary to your personal auto insurance, so it will cover damage after your personal insurance.
Extended warranty protection
Manufacturer’s warranties on qualifying purchases are extended for an additional year for items purchased entirely with your Capital One VentureOne Rewards Credit Card. This covers qualifying warranties of three years or less and claims up to $ 10,000 per item and $ 50,000 per cardholder.
Exclusive access to events
Cardholders have exclusive access to top-notch dining experiences, concerts, sports, and priority access to presales for select events.
Eno virtual card numbers
Online shopping can expose your credit card information to hackers. With Eno Virtual Card Numbers, you can create free one-time credit card numbers while shopping online or over the phone. This allows you to shop safely while keeping your real card number to yourself.
Lock your credit card
If your credit card is lost or stolen, or simply misplaced, you can lock it to prevent unauthorized use through the Capital One mobile app or website. This precaution can protect your account and avoid the hassle of disputing fraudulent transactions.
The bottom line
the Capital One VentureOne Rewards Credit Card is a $ 0 annual membership card which offers a number of underrated benefits. It earns 1.25 unlimited miles per dollar and can be used to clear purchases, book travel, purchase gift cards, or transfer to partner airlines and hotels. But it also comes with a long list of lesser-known perks, such as purchase protection, event access, and rental car coverage, which make it a good choice for many customers.
How to Maximize Your Rewards
You want a travel credit card that prioritizes what’s important to you. Here are our choices for the best travel credit cards of 2021, including those that are best suited: